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Due to unforeseen circumstances and to comply with social distancing we’re postponing this years Shred Event.  We’ll let everyone know when it is rescheduled in the near future. Thank you for your understanding!

ARCW Insurance Team

St. Petersburg & Tampa Bay
Personal & Business Insurance

Your Bridge to a Peaceful Future

Our vision for growth is to expand our capabilities as a multi line agency and stand apart from our competitors by providing long-term value through a vast array of insurance products, expertise, and innovative services. Of course, we must recognize that our continued success comes from our two biggest assets, our customers and employees.

From running a business to growing a family, we know how inconvenient life can get. That’s why we’ve made it super simple to get the protection you need to cover whatever life may throw at you… at home or at work.

What Type of Insurance Coverage Do You Need?

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Personal Insurance

ARCW covers all your personal insurance needs including Auto, Flood, Homeowner insurance and more!

Personal Insurance

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Independent Physician Groups and CINs

ARCW’s division for Independent Physician Groups can design a custom insurance program around the needs of your network! Contact us today for more information.

Independent Physician Groups and CINs

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Medical Malpractice Insurance

At ARCW, our team is here to help you decide which liability coverage options are best suited for your business needs.

Medical Malpractice Insurance

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Business Insurance

As an independent insurance agency in Pinellas Park, we work to find and compare the best price for your business insurance needs.

Business Insurance

A Few Of Our Clients

The level of service and professionalism I have received from Lori Padro is unparalleled. Lori has been looking after our insurance needs since we moved to St. Petersburg in 2006 and during that time we have purchased several insurance products for both personal and business needs. I have always felt like our best interests were being looked after and we were making a wise investment. Lori takes the time to explain each of the products and how they will benefit and protect you. Insurance is a necessary investment and there is no one better to help with all your insurance needs than Lori Padro.

John Milkovich, client since 2006

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Working in the real estate field, Lori has been a true asset for me. Her knowledge has helped many of my first time home buyers comfortable with the process. Lori is great at explaining the details of insurance and responding promptly to my clients questions. Not only has she earned the business of many of my clients, she also has earned my business for homeowners and flood insurance.

Peter Lambie, residential real estate specialist

Charles Rutenberg Realty

Our team at the Fat Rabbit Pub has received wonderful service from Sheryl Watts. She has been on top of renewals, and has worked hard to get us the best pricing of any other insurance agency. We opened in 2017, and have renewed each year without any issues!

John Kuemmel, owner, Fat Rabbit Pub, client since 2017

The Fat Rabbit Neighborhood Pub

I, Diane Cote`, president of Bay Area Fence Factory, Inc. would like to take this opportunity to reflect on my 35 years of doing business with ARCW Insurance. The company and its employees have always been helpful and knowledgeable in their field. Back in 1984 when I first started dealing with ARCW my agent was Don Waters, Sr. Mr. Waters would make a point to stop in to say hello when he was in the area and check to see if everything was okay. He would even bring cookies or donuts when he would visit. You have to remember there was no cell phones, faxes, emails texts etc. back then so communication was limited to a phone call or a visit.

Mr. Waters and the rest of the staff were always on hand when needed. Sheryl Watts which is my current insurance account manager and has been for the last several years works very close with me and is very familiar with all of my polices. I can count on Sheryl to always be on hand to answer any questions or concerns I have. She will even call me while she is on vacation which is a rarity in today’s busy and hectic world. Sheryl is honest, personable and specifically very experienced in her profession. She supersedes all of my expectations I feel an insurance account manager should have.

I highly recommend ARCW insurance and Sheryl Watts to any business looking for commercial insurance policies.

Diane Cote, Presidence, Bay Area Fence Factory, client since 1984

Bay Area Fence Factory

We Are Your Trusted Insurance Company in St. Petersburg & Tampa