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Do tickets affect your commercial auto insurance premiums?


Traffic Violations Can Lead to Larger Premiums

From time to time, everyone makes an accidental traffic violation. However, a recent study from a recent study has shown that some vehicle models are ticketed more frequently than others.  Surely, we can all agree, that the more tickets you get, the higher your premiums will likely be.  And that includes your company drivers.    If your company is in the market for new vehicles, you may want to check out this list we found.


After examining over 323,000 insurance quotes, determined the percentage of drivers who were issued traffic violations for each vehicle model.

Here are the ten vehicle models that received the highest number of traffic tickets:

  1. Lexus ES 300: 33.4%
  2. Nissan 350Z: 32.5%
  3. Dodge Charger: 32.1%
  4. Volkswagen Jetta GL: 31.4%
  5. Chevrolet Monte Carlo LS/LT: 30.8%
  6. Mazda 3S: 30.3%
  7. Volkswagen GTI: 30.3%
  8. Dodge Stratus SXT: 30.2%
  9. Acura 3.0S/CL: 30.1%
  10. Toyota Tacoma: 30.1%

The following are the ten vehicle models that received the lowest number of traffic tickets:

  1. Buick Encore: 3.2%
  2. Lexus IS350: 3.4%
  3. Acura ILX: 5.6%
  4. Cadillac ATS: 6.2%
  5. Chevrolet Express: 7.7%
  6. Cadillac Escalade: 8.1%
  7. GMC Savana: 8.8%
  8. Audi A3 2 Series: 9.2%
  9. BMW 320I: 9.9%
  10. Land Rover Range Rover: 10.9%

Safety First

The exact rules surrounding traffic violations can vary depending on your location, but the most common violations include speeding, running a red light, illegal parking and driving without your headlights on. To stay safe and keep your premiums low, it’s best to double check the laws in your area and ensure that you follow the rules of the road.

This information is not intended to be exhaustive nor should any discussion or opinions be construed as professional advice.  Should you have any questions or would like to discuss your risk exposure with your commercial auto insurance, please contact the insurance pros at ARCW Insurance.  We are here to help.