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Don’t Get Distracted Behind the Wheel

It is widely accepted that driving under the influence of alcohol poses a serious danger to the impaired driver and other motorists on the road. However, a recent study from the University of Minnesota found that by simply talking on a cell phone while driving impairs one’s ability even more so than driving while intoxicated. Talking on a cell phone and other driver distractions pose a major hazard to everyone on the road, and if you get into an at-fault car accident, it may even have an effect on your car insurance.


Decreasing Distractions

While there is little that you can do to control other people’s driving, there is plenty that you can do to reduce the distractions in your own vehicle and keep your car insurance premiums under control. To minimize risks while driving:

  • Do not talk on your cell phone or use the text messaging feature. If you absolutely must conduct a conversation, do so using a hands-free device and speed dial.
  • Never touch up your makeup or hair in the rearview mirror. You’ll look the same once you get to your destination as you do while your foot is on the gas.
  • Limit your conversations with passengers and ask them to keep their voices down so you can concentrate.
  • Do not smoke while you are driving, as you will probably pay more attention to not burning yourself, putting out the cigarette or inhaling than driving safely.
  • Only adjust the radio or CD player when you are completely stopped.
  • Never allow animals to sit on your lap while driving.
  • Do not eat or drink while driving.
  • Avoid reading maps or directions. Instead, pull into a parking lot to get your bearings and determine where you need to go next to reach your final destination.
  • Do not take notes or search for phone numbers.
  • Never use a cell phone (even with a hands-free device) in bad weather, work zones or heavy traffic.

Safety First

Allowing yourself to become distracted while driving your car can lead to dangerous, and even fatal, consequences. Be a responsible motorist and make paying attention to the road your number one priority when you’re behind the wheel.

Helping you to avoid car insurance claims is just one of the many value-added services we provide. Call us today to learn more about all of our personal risk management solutions for your auto, home and life.


This information is not intended to be exhaustive nor should any discussion or opinions be construed as professional advice.  Should you have any questions or would like to discuss your company’s risk exposure with your group health insurance, please contact the insurance pros at ARCW Insurance.  We are here to help.