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living room inventory

If someone asked you to name all of the items in your home, could you?  Probably not. There are just too many items to think of all at once.  If you were asked what their worth was, you’d be just as stumped, right? That’s why you need a thorough home contents inventory list. Homeowner insurance…

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landlord insurance protection

Are you a landlord? If you are, then you need to have landlord insurance! Now that we’ve said that, let’s start at the beginning. Landlords are people who own properties that they rent out. They could be annual rentals, or vacation rentals. Any dwelling you own that you collect money for qualifies you as a…

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what does flood insurance cover

What’s covered and what isn’t How well do you know what your homeowner’s insurance policy covers and what it doesn’t? In case you aren’t sure, we thought we’d take a few moments and talk about it. To start, let’s talk about hurricane vs. homeowner insurance, as hurricane season will soon be upon us. There’s a…

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rented house - on fire

When you own a home, you do everything in your power to protect it. And insurance is at the top of the list of ways to protect it. It should be the same for renters. Renters should want protection for their possessions and to be protected in case of injury to guests. Granted, renters don’t…

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house falling into sinkhole

If you live in Florida, you’re definitely aware of sinkholes and how destructive they can be to property. Sinkholes most often occur when water accumulates underground dissolving the bedrock and forming a void for whatever lies above it to sink into.

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landlord tenant relationship

Investing the time and money required to maintain and cultivate a positive working relationship with your tenants can be the difference between amicably settling differences and a costly lawsuit. Working on the relationship also creates value by maximizing tenant cooperation with timely rent payments, property upkeep and longer lease terms. Screening Potential Tenants Conducting a…

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insurance coverage damage

  The best time to learn about what’s included in a basic homeowner’s insurance policy is before you have a claim. We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowner’s insurance policy to help you to minimize any coverage surprises. What property and perils are excluded from my…

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jewelry

Nothing says “I love you” like a sparkling diamond necklace or a designer watch. In the event of a loss, nothing causes more heartache than learning that you’re underinsured. Learn more about how you can protect the finer things in life with additional coverage options, highlighted below.   Coverage Options Additional coverage is available through…

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rent sign

If you are considering renting out your home and being a first time landlord, take the following considerations to heart before doing so. Renting To Do’s Draw up a rental agreement that defines the terms of the rental, including restrictions, liabilities and occupancy guidelines. Ask for references from potential renters, especially those that will stay…

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