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Stay Cool During the Dog Days of Summer

With the heat index recently breaking 100, it’s a good time to remember how to stay cool.  Remember, children and elderly are very prone to heat exhaustion so please keep an eye on them.  Here is a heat exhaustion prevention list, courtesy of Mayo Clinic.

  • Seek a cooler place. If your home does not sufficiently cool down, consider spending the heat of the day in a cooled public place.  Libraries, indoor shopping malls and other public places are air-conditioned and offer a safe haven from the heat.  Please know, that a fan alone, during extremely hot days, is not enough to keep the body cool.
  • Drink plenty of liquids. Keeping your body hydrated with clean, cool water is a must during the hot weather.  If you are taking medications, please check with your physician for the appropriate amounts of extra water you can drink, so you don’t risk diluting your meds.  Try to avoid alcoholic or caffeinated beverages during the heat.
  • Wear Loose fitting clothes. Dark or tight fitting clothes actually raise your body temperature and don’t allow your body to cool.  Keep to loose, light colored clothing which allows for proper perspiration and evaporation.
  • Avoid Sunburn. Wearing a wide-brimmed hat that covers the face and shoulders and wearing sunscreen are great ways to avoid getting a sunburn.  The problem with sunburns is that they prohibit the body’s ability to get rid of heat, so take care of your skin in the heat.
  • Medication Precautions. Ask your physician or pharmacist if the heat could have any adverse reaction with your medicine.
  • Avoid Hot Spots. In just 10 minutes, the temperature can rise 20 F in a parked car.  Make sure you cool off your car before you drive it and never leave children, pets or anything alive in a parked car for any period of time.
  • Acclimate your body to the heat. There are a lot of tricks on how to get your body used to the heat.  For example, taking warm showers allows your body to regulate to warmer weather.
  • Avoid strenuous activities outside. It’s best not to exercise or participate in strenuous activities outside for long lengths of time.  If you must, please follow the above recommendations and remember to take frequent breaks to allow your body to refresh.

Take Your Hunger to the Open Road

Outdoor markets are often the first stop in a city for any half-respecting foodie.  Markets offer a range of opportunities to not only buy local produce and artisanal items but to also experience the vibe of the destination.  Many markets are held in a historic square or other landmark, rich in history and local gossip.  From the 1700’s to today, these regular gatherings have showcased local talent in the farm fields, hunting fields and kitchens.

If you are embarking on a road trip this summer, here is a list of the best public markets in the country.  Plan wisely, drive safely and eat well!

  1. Seattle, WA – Pike’s Place (Open daily)
  2. Napa, CA – Oxbow Public Market (Open Mondays-Saturdays year round)
  3. Philadelphia, PA – Reading Terminal (Open daily, Dutch market Wed-Sat only)
  4. San Antonio, TX – Market Square (Open daily)
  5. Los Angeles, CA – Farmers Market (Open daily)
  6. Milwaukee, WI – Public Market (Open daily)
  7. Chattanooga, TN – Chatanooga Market (Sundays May-Dec)
  8. Cleveland, OH – West Side Market (Open Mon, Wed, Fri and Sat year round)
  9. Washington, DC – Eastern Market (Open Tue-Sun year round)
  10. San Francisco, CA – The Ferry Building (Open Daily, check times)
  11. Brooklyn, NY – Smorgasburg (Open Sat & Sun 10-6)

(National list courtesy

If you want to stay closer to home, on less than a thankful, here is a handy list of markets and regular events right here in Pinellas County.

  1. Downtown St. Petersburg – First Friday
  2. Dunedin – 2nd Friday
  3. Petersburg – 2nd Saturday artwalk
  4. Safety Harbor – 3rd Friday
  5. Gulfport – 3rd Saturday
  6. Clearwater Farmers Market – runs weekly Oct – May
  7. Safety Harbor Farmers Market – runs weekly Oct – May
  8. Dunedin Farmers Market – Runs weekly Oct – May on Fri & Sat, June Sat only
  9. Petersburg – Saturday morning market – runs weekly
  10. Largo Farmers Market – Oct-May on 1st and 3rd Saturdays

(Local list courtesy of our company bulletin board).



Here is a great taquito recipe for Taco Tuesday that is full of flavor, yet cuts the fat out of the calorie count.

Skinny Taco Tuesday Taquitos



  • Freshly cooked (or canned pinto beans)
  • Salt
  • Pepper
  • Cumin powder
  • Small flour tortillas
  • Non-stick cooking spray



  1. Preheat oven to 325
  2. In a bowl, mash the pinto beans. Season with a pinch of salt, pepper and cumin powder.
  3. Spray the cooking spray onto a pan.
  4. Spread a spoonful of the bean mixture onto a flour tortilla. Roll tightly and lay onto the pan with the seam on the bottom.
  5. When all the taquitos are rolled, lightly spray with the cooking spray.
  6. Bake for 12 minutes until lightly browned.
  7. Remove from oven and allow to cool.

Plating suggestions: Place a few taquitos on a plate and top with a homemade salsa, shredded lettuce and a slice of avocado.

This information is not intended to be exhaustive nor should any discussion or opinions be construed as professional advice.  Should you have any questions or would like to discuss your risk exposure with your family’s insurance, please contact the insurance pros at ARCW Insurance.  We are here to help.