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Professional Liability Insurance in Pinellas Park, FL

Your business is your livelihood, so as a contractor or small business owner, you need to protect it in the event of an accident or a lawsuit. Having the right insurance coverage can mean the difference in your business continuing to thrive or going bankrupt. Professional liability insurance will cover your business in these events.

What Is Professional Liability Insurance?

Professional liability insurance is insurance coverage for your business that usually includes protection in the event of bodily injury, property damage, and advertising and personal liability. It will cover your business for a wide variety of claim types and can minimize the impact of an incident on your business.

Who Needs Professional Liability Insurance?

Any contractor or small business owner should carry some form of liability insurance. You may not need the same insurance coverage as a large corporation or someone who owns commercial buildings, but insurance is still always good to have, no matter the size of your business.

Why Should You Carry Professional Liability Insurance?

One accident or lawsuit could cause your business a significant loss or even force you to file for bankruptcy and shut down. Not having liability insurance as a contractor or small business owner could mean the difference in a small incident staying small or having a lawsuit cause you stress, time, and money. While Professional liability insurance is not required, you may limit yourself to the types of jobs you can take on or who you can work for if they require your business to have insurance.

At ARCW, our team is here to help you decide which coverage options are best suited for your business needs. We have a variety of coverages available, and our friendly, knowledgeable staff is here to answer any questions you may have. To get your free quote contact us today, we can get you the right coverage for your business at the right price.